The Housing Services Office
at Fort Riley hosted its quarterly Home-Buying Seminar March 20.
The event included
information from subject matter experts on aspects of the home-buying process.
“It’s one thing to get word
of mouth from other Soldiers, but you need to talk to professionals because
some people might leave out bits and pieces of information that are important,”
said Spc. Jeremy Salsman, 1st Combined Arms Battalion, 63rd Armor Regiment, 2nd
Armored Brigade Combat Team, 1st Infantry Division, who is in the process of
buying a home and said the seminar was very helpful.
“It’s really important to
have a realtor,” Salsman said. “Buying a home is the biggest purchase you’re
ever going to make.”
A local realtor was present
at the seminar to talk to potential home buyers and explain how obtaining the
services of a realtor can help buyers.
“For a buyer, it doesn’t
cost them anything to be represented. The seller pays for the real estate commission,
so why wouldn’t you have someone represent you through the process?” said Frank
Witt, real estate agent, Realty Executives. “There’s a saying that in a real
estate deal, there’s 100 things that could go wrong, but the real estate agent
can control about 90 of them.”
A bank representative also spoke
at the seminar about the loan process and what the bank’s role is when a person
is looking to purchase a home.
“We’re here to help you get
through the entire (home-buying) process,” said Melanie Aguto, mortgage lender,
Armed Forces Bank.
She explained different
types of mortgages, interest rates, escrow and many other financial aspects of purchasing
A representative from the U.S.
Department of Agriculture also was available to discuss special loans available
through the USDA Rural Development Program.
Additionally, a home
inspector spoke about the importance of making sure a home is up to current
standards, even if it’s brand new.
answered questions during the seminar and also were available during breaks and
after the seminar for questions and comments from the audience.
“I just came to learn – to educate
myself,” said Spc. Josh St. John, 101st Brigade Support Battalion, 1st Armored
Brigade Combat Team, 1st Inf. Div.
St. John said he found the seminar
helpful and would recommend it to anyone thinking about buying a home.
The next home-buying seminar is scheduled for May.
For more information, call 785-239-3525.